Fintech

Stripe Connect Product Plan

Platform payments for marketplaces with split payments, onboarding, payouts, and tax reporting.

Use this Product Plan

Open the editable plan instantly, or carry its requirements into a generated system Architecture.

Platform/marketplace payments

Connected account onboarding

Split payments

Instant payouts

Tax form generation (1099)

Custom and Express accounts

Transfer and destination charges

Dashboard for platforms

Webhook events

Connect Embedded UI

As a platform, I can onboard sellers with Connect

As a platform, I can split payments between sellers and the platform

As a seller, I can receive instant payouts

As a platform, I can generate tax forms for sellers

As a developer, I can embed the onboarding UI in my app

RubyJavaReactPostgreSQLRedisKafkaAWSgRPCSorbet (type checker)

Category	Requirement	Target
Performance	Onboarding flow	< 10 minutes for Express accounts end-to-end
Availability	Payments	99.999%: marketplace revenue depends on it
Security	KYC/AML	Automated identity verification, sanctions screening
Compliance	Tax	Auto-generate 1099s for US sellers, DAC7 for EU

MVPSplit Payments

Connected accountsDestination chargesExpress onboarding

v1.0Platform

Custom accountsInstant payoutsTransfer chargesTax formsDashboard

v2.0Enterprise

Connect Embedded UIAccount management APIMulti-currency payoutsRevenue recovery

Onboarding completion: > 90%

Platform payment volume growth: > 30% YoY

Payout speed: < 2 days for standard, instant available

Platform retention: > 95% annual

Real-time ride-sharing platform with driver matching, GPS tracking, surge pricing, and payments.

Video streaming platform with personalized recommendations, adaptive bitrate streaming, and content management.

Team messaging platform with channels, direct messages, file sharing, integrations, and real-time search.

Open the editable Product Plan first, then carry it into Architecture and Plan & Ship when it is ready.